by Grayson Law | Aug 27, 2020 | Car, Truck & Motorcycle Accidents
"But I thought I had Full-Coverage"...
Just a friendly reminder to check your auto insurance policy. When you signed up for insurance, you may have thought you purchased “Full Coverage” but you and your family may not be fully covered.
“Full Coverage” usually only means you have 1.) liability coverage (this pays someone else’s medical bills, lost wages, and pain and suffering when you cause an accident), 2.) comprehensive coverage and 3.) collision coverage (these two pay for the repair or replacement of your damaged vehicle).
If you or a family member are injured in a crash, “Full Coverage” might not be enough to compensate you. None of these coverages will pay your medical bills. You would need Medical Payment (MedPay) coverage for that. Also, if you are injured in a crash and the at-fault driver does not have auto insurance, your “Full Coverage” would do nothing to pay you for medical expenses, lost wages, or pain and suffering. That’d be Uninsured Motorist (UM) coverage. Finally, even if the at-fault driver has insurance, it may not be enough to cover all of your damages. In that case, you would benefit from Underinsured Motorist (UIM) coverage.
MedPay, UM and UIM are additional coverages that are not usually included when you purchase “Full Coverage” auto insurance, but they can be the most helpful when you or your family are injured in a crash.
Check your policy... Are you fully covered?
by Grayson Law | Jul 7, 2020 | Serious Injury Claims
The injuries sustained from a car accident often go beyond the physical and emotional trauma. Medical bills, lost earnings, property damage and other potential financial ramifications can combine to make an already unfortunate situation more stressful.
However, there are several actions that you can take to ease the burden.
Get medical attention
Whether or not your accident results in obvious injuries, the first thing you need to do is to seek medical assistance. By doing so, you will be able to detect and treat any internal injury on time, before the condition worsens. Moreover, you will get an accurate assessment of your injuries, which may help you prepare strong evidence when filing for compensation.
Gather and preserve evidence
The court will evaluate your case based on the evidence presented. This includes all pictures, videos, medical reports, the number of hospital visits, bills, statements, vehicle registration number and any other relevant material.
To improve the chances of winning your case, however, make a point of filing the case as soon as possible. Starting the entire process when the injuries are still discernible may go along way to convince the judge of your pain and predicaments.
Keep ongoing expenses in mind
Certain types of injuries require extensive treatment and monitoring over a period of time. This means you have to continue spending on therapy, medication and other costs related to your condition. Therefore, when seeking compensation, you should keep track of these expenses in order to receive fair compensation.
Present yourself well in court
If you receive a hearing date for your case, it is advisable to appear in court looking as presentable, polite and respectful as you can. Like it or not, judges and juries sometimes make judgments based on what they see, so it is important to gain their trust.
by Grayson Law | Jul 7, 2020 | Serious Injury Claims
Grayson Law, PLLC, is dedicated to improving the quality of life of injury victims throughout state of Arizona. Sometimes, this means offering guidance that is outside the realm of laws and statutes. One particular example is use of social media.
It is completely natural to want to reach out to your friends, family and associates when you or someone you love suffers a traumatic injury. However, if you intend to seek compensation for your injuries or those of your loved ones, you may want to stay off of social media for the duration of the negotiations and any trial that may occur.
One area where this is particularly important is traumatic brain injuries.
How use of social media can backfire
If you do not immediately see the connection between services such as Facebook or Twitter and a personal injury case, you are not alone. Many victims of injuries fail to see the importance of Internet media, and their cases suffer damage as a result.
Insurance companies and the attorneys that represent them are often quick to refer to social media posts out of context to cast doubt on claims of suffering or to provide evidence that an injury is not as severe as you say it is.
By staying off of social media, you may deprive the defense of tools it could use against you.
The goal of your case should be to get the compensation you need to put your life back together. For more information, please continue on to our website.
by Grayson Law | Jul 6, 2020 | Car, Truck & Motorcycle Accidents
In the wake of a motor vehicle collision, there are a lot of different issues that people should be aware of, especially if they are contemplating the possibility of taking legal action. For example, it is imperative for victims to have a solid understanding of the various consequences that a crash may have brought into their lives, and some of these consequences (such as a brain injury) may not be immediately clear until some point in the future. Moreover, people should be aware of what they share regarding the accident and the challenges they are facing, especially when it comes to online activity.
Motor vehicle crash victims may feel compelled to share information online for multiple reasons. They may be looking for support from some of their friends, family members and even complete strangers. Although the internet can be a great tool when it comes to bringing people together and creating communities, it can also be very disruptive as a result of trolls and others who may want to bring someone down. For example, sharing certain details online could have a negative impact on a court case centered around a crash.
It is smart to avoid posting anything that could be used against you online, and you should also watch what you say around others (especially people who may support the person who caused the wreck). Information can be taken out of context and twisted, and certain posts have been used against victims in the courtroom before. Read through our website to learn more about motor vehicle crash consequences and legal options.
by Grayson Law | Jul 6, 2020 | Car, Truck & Motorcycle Accidents
Distracted driving is a growing problem. It has the potential to lead to catastrophic injuries for the responsible party and everyone else on the road.
Distracted driving led to the death of 3,166 people in 2017. If you or someone you know sustained injuries from an auto accident due to a distracted driver, it is crucial to know how to protect your legal rights.
Types of distracted driving
There are generally three types of distracted driving.
- Visual distractions and drivers take their eyes off the road
- Manual distractions and drivers remove their hands from the steering wheel or
- Cognitive distractions and the driver’s mind is elsewhere
Causes of distracted driving
There are several ways a driver may become distracted on the road. Texting or talking on the phone are prevalent issues, especially with younger drivers. For example, in 2017, 42 percent of high school students admitted to texting or emailing while driving. However, these are not the only causes. Other common distractions include feeling tired, eating, talking to a passenger, checking GPS or managing children.
Results of distracted driving
Distracted driving slows peoples’ reaction time on the road, and the repercussions can be devastating. Drivers may not only cause injury to themselves, but also injure or kill others on the road. After an injury from an accident with a distracted driver, you may have injuries, medical bills, car repair bills and an insurance premium increase.
Evidence for your case
Evidence is vital to support your claim for compensation. A police report can provide details on the cause of the accident, a distracted driving ticket and any information from witnesses. Also, any medical records related to injuries you sustain are useful for your case.
As a general rule of thumb, if you were taken from the scene in an ambulance, you or a loved one should contact an experienced personal injury attorney immediately.
